Yonkers is the largest city in Westchester County, with 211,569 residents and several distinct shopping districts. Each one has its own customers and its own cash cycle.
Apply Now →| District | What it is known for | What the cash cycle tends to look like |
|---|---|---|
| Getty Square | Downtown retail hub, near city government; serves the city and the northwest Bronx | Daily small-ticket sales, tight margins, steady rent |
| Central Park Avenue | A long commercial road | Neighborhood retail and services that depend on regular local customers |
| Cross County Shopping Center and Ridge Hill | Larger retail destinations | Tenants carry staff and inventory ahead of seasonal peaks |
| Carpet Mills Art District | Former warehouses reused for creative and brewing businesses | Revenue that can lean on evenings, weekends and events |
This is a general sketch based on how those districts are described, not data on any business.
Yonkers is the third most populous city in New York State and its population count in 2020 was the highest in its history. It sits immediately north of the Bronx, and Downtown is centered on Getty Square. The city is known as the City of Seven Hills, and has attractions such as Untermyer Park and Gardens, the Hudson River Museum and access to the Hudson River waterfront. Brewing is now part of the economic mix, including operations in a former trolley barn and a former warehouse.
That variety matters for sizing a funding request. A brewery buying equipment and a deli stocking shelves are in the same city but not in the same financial situation.
Westchester employers are in the higher minimum-wage tier, $17 an hour in 2026, with indexing scheduled from 2027. In a service business with a large hourly staff, payroll is often the biggest single expense, and it is due every one or two weeks. Many owners use working capital to smooth payroll when sales dip or when a big expense, like a vehicle repair or a license renewal, lands in the same week.
We fund $25,000 to $5,000,000, with funding in as little as 24 hours. We consider FICO scores of 500 or higher, ask for about three months of business bank statements, and do not require tax returns. The application takes about five minutes and uses a soft credit pull. Sole proprietors can apply. Apply now.
Related pages: Yonkers business funding, Westchester County, equipment financing, construction and healthcare.
The funding amounts and what we look at are the same. The difference is how the money would be used and how seasonal your deposits are.
Yes. Business bank statements show deposits from all sources, and that is what we review.
We consider FICO scores of 500 or higher.
No. Tax returns are not required.
Yes.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
