Question 1

How fast can I get business funding?

Accepted Answer

For amounts under $50,000 with strong bank statements, same-day funding (4-8 hours) is realistic. Larger amounts up to $5,000,000 typically fund within 4-24 hours. Apply by 10am Pacific for best chance at end-of-day funding.

Question 2

Do I need good credit?

Accepted Answer

No. We accept FICO 500+. Approval based on monthly revenue and bank statement health, not credit score alone. Most approved businesses have FICO 500-680.

Question 3

How fast can I get business funding?

Accepted Answer

For amounts under $50,000 with strong bank statements, same-day funding (4-8 hours) is realistic. Larger amounts up to $5,000,000 typically fund within 4-24 hours. Apply by 10am Pacific for best chance at end-of-day funding.

Question 4

Do I need good credit?

Accepted Answer

No. We accept FICO 500+. Approval based on monthly revenue and bank statement health, not credit score alone. Most approved businesses have FICO 500-680.

Question 5

What documentation is required?

Accepted Answer

Just three months of business bank statements. No tax returns, no business plan, no profit and loss statements, no financial projections.

Criteria	New York Biz Funding	Credibly
Funding range / Maximum	Up to $5,000,000	$400,000 working capital / $5M SBA
Minimum monthly revenue	$10,000/mo	$15,000/mo
Minimum credit score	FICO 500+	FICO 500+
Minimum time in business	6 months	6 months
Speed to funding	24 hours	Same-day to 48 hours
Documentation required	3 months bank statements	3 months bank statements
Collateral required	Not required	Not required for working capital
Products offered	Working Capital, LOC, Equipment, Term Loans, Revenue-Based, SBA	Working capital, business expansion, MCA, SBA

New York Biz Funding vs Credibly

Why operators choose New York Biz Funding

What Credibly brings to the table

Ready to See What You Qualify For?