Travis is a residential and industrial neighborhood on Staten Island's West Shore, near the Arthur Kill and the West Shore Expressway. Warehousing, delivery and trades set the pace here.
Apply Now →Travis is a residential and industrial neighborhood in west-central Staten Island. It is bounded on the north by Meredith Avenue and Victory Boulevard, on the east by the William T. Davis Wildlife Refuge, on the south by the Fresh Kills, and on the west by the Arthur Kill. Some local geographers count it as part of the island's West Shore; others call it Mid-Island.
The area's name history tells the story. In 1873 the American Linoleum Company acquired land here to build what was described as the first linoleum factory in the country, and for a time the community was known as Linoleumville. In the 1980s, commercial development expanded along the West Shore Expressway. Today the neighborhood is a mix of homes and working space, which suits businesses that need room and road access more than storefront foot traffic.
A small warehouse or distribution operator typically pays rent, utilities and forklift or pallet-jack costs monthly, and is paid by clients on terms. If a client pays late, there is no cushion: the lease does not move.
Vehicle owners carry fuel, insurance, tolls, maintenance and driver pay every week. Customers frequently pay thirty days after invoice. The bigger the customer, the longer the invoice usually waits.
Plumbers, electricians and builders buy materials before the job, pay crews weekly, and are paid on completion. A cluster of overlapping jobs can leave the owner floating several jobs' worth of costs at the same time.
For illustration only, with round numbers that are not our terms: a small delivery company bills a retail customer $12,000 for a month of runs. Its own costs for that month, including fuel, payroll and insurance, are paid within the month. The customer's payment arrives thirty to forty-five days after invoice. The company is profitable on paper, but if it also wants to replace a worn-out van, there is no cash in the account at the moment the van is needed.
That gap between earning and collecting is the problem working capital addresses.
A note on scope: we describe cash-flow mechanics for freight and vehicle-based work in general terms. Long-haul trucking is a separate and harder category and we do not promise funding for it.
We fund $25,000 to $5,000,000, funded in as little as 24 hours. FICO 500+ is considered. We typically review about three months of business bank statements, require no tax returns, and use a soft credit pull on a five-minute application. Sole proprietors can apply. Start on the application page.
Since the 2026 minimum wage in New York City is $17 an hour, it helps to build any added warehouse or driver hours into the amount you request.
We look at business bank statements, not storefront presence. Sole proprietors can apply.
It is one of the most common reasons businesses use working capital. We review recent statements to see how money moves.
We do not promise funding for long-haul trucking. Local delivery and other businesses are evaluated on their bank statements.
No.
FICO 500+ is considered, with a soft credit pull.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
