North Lindenhurst is mostly residential, tucked between Sunrise Highway and Route 109 on Suffolk County's South Shore. The businesses that serve it tend to be trades, shops and family operations.
Apply Now →North Lindenhurst is a hamlet and census-designated place in the Town of Babylon, in Suffolk County, about 1.93 square miles with 12,000 residents in the 2020 census. New York State Route 27, Sunrise Highway, passes through it, and Route 109 forms its northern edge. It borders North Amityville, East Farmingdale, West Babylon and the Village of Lindenhurst, which anchors the wider Greater Lindenhurst area.
The hamlet is primarily residential, and most of it is served by the Lindenhurst Post Office and school district. That shapes who runs a business here: people who work out of a truck, a garage or a small commercial bay, and people who commute a few minutes to a storefront in a neighboring community.
A business based in a residential hamlet often serves customers in three or four nearby communities at once. A plumber in North Lindenhurst may spend Monday in the village, Tuesday in West Babylon and Wednesday on the far side of Route 109. That is good for steady work, but it adds costs that do not show on an invoice: fuel, vehicle repairs, insurance on the van and time lost in traffic on a busy day.
When those costs spike together, the owner rarely has a sales problem. The problem is that the next three jobs are already scheduled and cash is thin this week.
A work truck in the shop for a week is a week of lost jobs on top of the repair bill. Funding that covers the repair keeps the schedule intact.
Shops and trades that buy materials ahead of a rush pay suppliers first and get paid later. The gap is temporary, but it still has to be covered.
Taking on a second crew or an extra counter employee means payroll starts before the extra work does. For illustration, a new hire paid weekly can cost the business several weeks of wages before the added jobs fully pay back.
We fund $25,000 to $5,000,000, with funding in as little as 24 hours. FICO 500+ is considered, and we typically look at about three months of business bank statements. No tax returns are required, the application takes about five minutes, and the credit pull is soft. Sole proprietors can apply. Begin with the short application, or see the surrounding market on our Suffolk County and Long Island pages.
We list no requirement about a storefront. Many owners work from a truck, a garage or a home office. Sole proprietors can apply.
No tax returns are required. We typically look at about three months of business bank statements.
FICO 500+ is considered. The credit pull is soft, so it does not leave a hard inquiry.
Funding can arrive in as little as 24 hours.
$25,000 to $5,000,000, depending on what the business needs to bridge.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
