When a bill, a deal or a repair cannot wait, speed comes from preparation. We fund in as little as 24 hours, and the owners who move fastest are the ones who arrive organized.
Apply Now →We fund in as little as 24 hours. That is a best-case timeline and not a promise of same-day money, and we do not describe it as one. How fast a particular application moves depends on how complete it is and how quickly questions are answered. If a payment is due this afternoon, funding is not the right tool, and a phone call to whoever you owe is.
| Have this ready | Why it speeds things up |
|---|---|
| About three months of business bank statements, all pages | Missing pages are the most common delay |
| The business's legal name as it appears on the statements | Mismatches take time to sort out |
| A clear, one-line purpose for the money | Saves follow-up questions |
| The amount you want, with a reason for the number | A reasoned figure is easier to evaluate than a round guess |
| Owner contact details that you will actually answer | A missed message can cost a day |
No tax returns are required, so you do not need to look for them.
Speed is useful, but a rushed decision is the most expensive kind. Before you apply, spend ten minutes on three questions: what exactly is the gap, how long will it last and what will pay it back? If you can answer those, you can move quickly with confidence. If you cannot, a few more hours of thought will usually save more than they cost.
After you submit, expect follow-up questions about your statements or the purpose of the funds. Answer them promptly, since a delay on your side is the most common reason a timeline stretches. Keep your phone and email within reach for the day or two after you apply.
If the money is needed for something with a hard date, such as a payroll or a supplier cutoff, apply well before that date and tell the people you owe if there is any risk. Funding can arrive in as little as 24 hours, but an application sent at the last minute leaves no room for a missing page or a question. Building a day or two of margin is the easiest way to keep a fast timeline from becoming a stressful one.
We fund $25,000 to $5,000,000. FICO 500+ is considered, the credit pull is soft, the application takes about five minutes and sole proprietors can apply. Go to the application page when your checklist is ready.
We fund in as little as 24 hours. We do not promise same-day funding.
Incomplete bank statements and unanswered follow-up messages.
The application is online, so you can submit whenever it suits you. Timing of funding depends on the process after you apply.
No tax returns are required.
We fund $25,000 to $5,000,000.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score