Moving demand peaks in a few months and thins in others. The trucks, crews and storage space cost money all year.
Apply Now →Moves cluster around lease turnover, school calendars and good weather. A company can be fully booked for weeks and then quiet. Because the demand is lumpy, the crew and the fleet are sized for the peak and under-used in the valley. That is the fundamental cash challenge: the business must be ready for its busiest weeks and carry the cost through the others.
This page is about local and regional moving and storage. Long-haul trucking has different economics and is not covered here.
Box trucks are expensive to buy and to keep insured. Brakes, tires and liftgates fail at the worst time, and a truck down on a peak Saturday is a lost day of income.
Movers are paid per shift or per hour. Companies hire seasonally and sometimes pay overtime in peak weeks, then keep core staff during slow periods.
Warehouse or storage-unit space is a fixed cost. Shelving, forklifts, security and climate control are added costs. Storage revenue is recurring, but customers may pay late.
Boxes, pads, wrap and tape are bought in volume before the season.
Office and commercial moves are larger jobs, often paid by invoice after the job is done. The crew, trucks and fuel are paid first. Corporate accounts tend to be good for volume, but payment can take weeks, which pushes the moving company to carry the cost.
Many moving companies take a deposit on booking, which helps with cash, but the balance is due at the end of the move. Disputes and damage claims can delay or reduce payment, so documentation, such as inventories, photos and written estimates, is part of managing cash as well as customer relations.
Claims and insurance are another cost. Cargo coverage, liability coverage and workers' compensation are significant and are often due in advance. Add them to the monthly fixed-cost list when you set your cash targets. A company that knows what its fixed costs are in the slowest month can decide how much working capital it wants available when demand drops.
For illustration only: a company preparing for its busy season may need $50,000 for a replacement truck down payment, seasonal hiring and packing supplies. Because spring hiring and purchases occur before peak revenue, funding sized to that period can help the company start the season at full strength. The owner should confirm that peak bookings are strong enough to cover the cost.
We offer $25,000 to $5,000,000, funded in as little as 24 hours. FICO 500 and up considered, about three months of business bank statements and no tax returns. The application takes five minutes and uses a soft credit pull. Sole proprietors can apply. Start the application.
Yes. Sole proprietors can apply. About three months of business bank statements are requested, and no tax returns are required.
No. It addresses local and regional moving and storage. Funding is not promised for any category in advance.
Truck purchases, down payments and major repairs are typical uses.
Size any request to cover your fixed costs in the slowest months, not only the cost of the peak.
The application uses a soft credit pull.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
