$25,000 to $5,000,000 in working capital, equipment financing, and lines of credit for new-york-city retail operators. Brick & mortar, e-commerce, specialty retail, wholesale. FICO 500+ accepted. Funded in 4 hours.
Apply Now →We work with new-york-city retail businesses across every specialty — funding the equipment, payroll, expansion, and working capital needs that keep operations moving.
Operating capital for payroll, inventory, vendor payments, and unexpected expenses. Funded in 4 hours.
Vehicles, machinery, technology — equipment specific to retail operations. Approved in days.
Revolving credit you draw from when needed. Pay only on what you use.
Lump sum funding for substantial defined needs. Fixed monthly payments over 1–5 years.
Payments scale with daily sales. Built for variable revenue patterns common in retail.
Government-backed financing for qualifying operators. Longer terms, lower rates, more documentation.
new-york-city retail operators don't have 90 days to wait on a bank loan. We approve in hours, fund in 24.
We've funded retail operations across the country. We know how cash flow patterns and seasonality work in this industry.
Most lenders require FICO 680+. We underwrite on bank statement health and cash flow, not just credit score.
Just three months of business bank statements. No P&L, no business plan, no projections.
5-minute application. Soft credit pull (no impact). Decision in hours. Funded in 4.
Apply Now →