A hamlet of 34,878 people in the Town of Huntington, Suffolk County, with a big retail strip on Route 110. Here is what working-capital funding looks like for the businesses around it.
Apply Now →Huntington Station, once called Fairground, takes its name from the railroad station. It is a census-designated place in the Town of Huntington, part of the Greater Huntington area, and it was the birthplace of the poet Walt Whitman; his home in neighboring South Huntington is now a museum. Across Route 110 from that museum sits the Walt Whitman Shops, a large mall.
That mix is worth thinking about as a business owner. A mall and a state route draw traffic and set a high bar for storefront presentation, while the blocks behind it run on independent shops, salons, restaurants and trades that depend on repeat local customers. Both sides need cash before the customer arrives: lease, stock, staff and signage all come first.
Name it in dollars: a slow-season payroll, a deposit on equipment, an inventory order before a busy weekend. A specific gap is easier to size than a general wish for a cushion.
Retail and food businesses turn cash within days. Contractors, medical billers and wholesalers wait weeks. The longer the wait, the more the funding needs to carry you in the meantime.
A single repair or build-out is a one-time need. A business that runs short every winter has a seasonal pattern, and it is better to plan for that pattern than to fund each shortfall as an emergency.
Funding runs from $25,000 to $5,000,000 and can arrive in as little as 24 hours after the 5-minute application. We consider FICO scores of 500 and up, start with a soft credit pull, and ask for about three months of business bank statements rather than tax returns. Sole proprietors can apply.
If your score is the worry, this page covers bad-credit funding in Huntington Station. When you want to see where you stand, the application takes about five minutes.
Owners in Huntington Station often compare notes with businesses in Commack, Deer Park and Bay Shore, which sit in the same part of Suffolk County. For the county-wide view see Suffolk County business funding, and for the island as a whole see Long Island business funding.
Not directly. We look at your own deposits and bank statements. A strong location can show up as steadier deposits, but the review is about your business, not your neighbors.
Yes. The business is what we evaluate. List where the business operates and provide statements for the business account.
Yes, sole proprietors can apply. You do not need to be incorporated.
A soft pull is the first look and does not count as a hard inquiry on your credit report.
Funding can arrive in as little as 24 hours after you complete the 5-minute application and your statements are in. Timing depends on how quickly the documents arrive.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
