Glens Falls is the central city of its metro area, set where the Hudson drops over a waterfall. It sits just south of Lake George country and draws on both locals and visitors.
Apply Now →Glens Falls is a city in southeastern Warren County and the central city of the Glens Falls Metropolitan Statistical Area. The 2020 census counted 14,830 residents. The name came from Colonel Johannes Glen and the large waterfall in the Hudson River at the southern end of the city. The city is surrounded by the town of Queensbury to the north, east and west, and by the Hudson River and Saratoga County to the south. Look magazine gave it the title Hometown U.S.A. in 1944, and the city has also called itself the Empire City.
Because Glens Falls is surrounded by Queensbury, many businesses with a Glens Falls mailing identity are actually located just outside the city limits, and the reverse. For an owner it does not matter which side of the boundary the shop sits on. What matters is the flow of customers, which spreads across both and extends north toward Lake George, which is also in Warren County.
In a region with real winters and a summer visitor season, most owners run two budgets: one for the busy months and one for the quiet ones. The biggest risk is not the quiet months themselves but entering them without enough cash. A working-capital request is most useful when it is made before the quiet months and sized to cover them, and least useful when it is made in the middle of a shortfall.
Vehicles and heavy equipment take a beating in a region with real winters. A plow truck, a delivery van or a commercial oven can fail on the coldest day of the year, when the business can least afford to lose it. If you know a major replacement is approaching, planning for it ahead of time lets you shop for the best option rather than the fastest. Working capital can fund that purchase while keeping your payroll account steady.
Funding runs from $25,000 to $5,000,000, with funding in as little as 24 hours for businesses that are approved. FICO 500+ is considered. We review about three months of business bank statements and do not require tax returns. The application takes about five minutes and uses a soft credit pull. Sole proprietors can apply.
Read about Warren County and the Capital Region. Owners in Lake George use the same application.
No. Apply with your business address; the review is based on bank statements and credit.
Apply before the busy season so money is ready for stock and staff.
Yes. Three months of statements will show your recent pattern.
Yes, sole proprietors can apply.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
