Glen Head is a small North Shore hamlet in the Town of Oyster Bay, part of the greater Glen Cove area. A small place means a small, loyal customer base.
Apply Now →Glen Head is a hamlet and census-designated place in the Town of Oyster Bay, Nassau County, on Long Island's North Shore. It is considered part of the greater Glen Cove area, which is anchored by the City of Glen Cove. The 2020 census counted 4,837 residents.
With a population that size, most local businesses serve neighbors directly. They also draw from Glen Cove and the neighboring communities, which expands their reach beyond the hamlet.
Small places also mean personal reputations. An owner who misses a delivery or closes for a week to fix a problem is noticed quickly, so staying open and stocked has real value, and that is exactly where short-term cash helps.
Owners of small neighborhood businesses typically need working capital for three reasons. The first is timing: an invoice is paid after the work is done. The second is replacement: a piece of equipment fails and must be replaced immediately. The third is opportunity: a chance to expand a product line, add a service or hire a trained employee, which needs cash before it earns anything.
A small business with steady deposits and clean statements is as reviewable as a large one. We look at your deposits, not your size.
Say a Glen Head landscape contractor wants to buy a $35,000 truck and trailer ahead of spring and add one seasonal worker. The spring revenue will pay for both, but the truck must be bought in winter. For illustration, round figures like these show the shape of the problem and are not our terms. The decision is easier when you write down the date the truck is paid for and the date the first extra job is paid.
The application is short, about five minutes, and asks for the basics: what the business does, how long it has operated, and approximately how much you want. Keep the description factual. A line such as landscape and snow service with two trucks and four seasonal employees tells a reviewer what they need to know. The bank statements supply the rest. Owners of small businesses sometimes feel they need to dress up their description, but plain and specific is better.
We fund from $25,000 to $5,000,000, and businesses that are approved can be funded in as little as 24 hours. FICO 500+ is considered. We review about three months of business bank statements and do not require tax returns. The application takes about five minutes and uses a soft credit pull. Sole proprietors can apply.
See Nassau County and Long Island. Owners in Glen Cove and Hicksville use the same application.
No. Funding depends on your bank statements and credit profile, not on your town's population.
Yes. Customers' locations do not affect eligibility.
Match the request to the purchase and the carrying period before the first revenue from it.
Yes, sole proprietors can apply.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
