On Staten Island a failed truck, compressor or oven means a rental or a missed day, and replacements often have to travel in. Here is how owners plan the cash for that.
Apply Now →A crew that runs on one pickup and one trailer cannot absorb a week of repairs. The choices are renting at a daily rate, asking a competitor for a favor, or buying a replacement quickly. Each day of a stalled crew is payroll without revenue. If the repair quote approaches what a replacement would cost, the replacement usually wins.
Refrigeration fails when the kitchen is busiest. Spoiled inventory comes first, a new unit second, and emergency delivery charges often follow. The owner who can fund the unit within a day or two protects the week's food cost as well as the equipment.
A body shop, print shop or fabricator that is turning work away can usually point to the exact machine that would fix it. That is a growth purchase, and it can be planned further out, but the money still needs to be on hand when the vendor's price expires.
Staten Island is the one borough that is an island. Equipment ordered from outside it travels farther than it would for a business in the middle of the city, and local suppliers may carry less stock. That makes lead time part of the decision. If a vendor can ship the item in a week and another needs a month, the faster supplier at a slightly higher price may be the cheaper choice once you count lost days.
You can request between $25,000 and $5,000,000. The application takes about five minutes, and funding can arrive in as little as 24 hours once everything is in. We consider FICO scores of 500 and above, review about three months of business bank statements, and do not require tax returns. The credit check at the application stage is a soft pull, and sole proprietors can apply. When your quote is in hand, start your application.
If the rental runs more than a few weeks, or the old machine is near the end of its life, buying often costs less overall. Compare the total, not the monthly figure.
Describe the order on your application. Delivery time and shipping cost are worth including when you size the request.
We review about three months of business bank statements, so the recent pattern of deposits is what we look at.
No tax returns are required.
No. FICO scores of 500 and above are considered.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
