Coolers, grills and shelving decide whether a corner store can stay open and keep product safe. When one breaks, the replacement cost arrives all at once.
Apply Now →Refrigeration is the obvious one. A walk-in or a reach-in cooler that fails overnight puts dairy, deli meat and drinks at risk by morning. A flat-top grill or slicer failing during the breakfast rush takes the highest-margin food sales with it.
Equipment financing is generally built around buying the equipment itself. Specific terms vary by offer and are laid out in the paperwork.
Imagine an owner taking over an existing deli. The grill is old, the walk-in compressor is loud and the point-of-sale system is failing. Replacing all three could easily pass $25,000 once installation is counted. Bundling them into one financing request is the situation our range is built for, rather than three small purchases from three vendors.
These figures are illustrative only. They are not our terms and they say nothing about what any particular offer will look like.
Our minimum is $25,000. A single reach-in cooler may cost less than that, so equipment financing through us makes the most sense when several items are bundled: a cooler replacement plus a new grill, or a refit when you take over a deli or open a second location.
If you are weighing a smaller single purchase, it may be cheaper to handle it from operating cash and keep a credit line or working capital in reserve for the rest.
Here is what to expect from us. The range is $25,000 to $5,000,000. We look at about three months of business bank statements, consider FICO scores from 500, and skip tax returns. The application takes around 5 minutes with a soft credit pull, and funding can come in as little as 24 hours. Sole proprietors are eligible to apply.
Cooling equipment rarely announces its death politely. The compressor runs hot for weeks and then quits on a holiday weekend, when service calls are slow and stock is high. Owners who plan the replacement in advance get to choose the unit and the install date. Owners who wait for the failure take whatever is available that day. Funding in as little as 24 hours can shorten that scramble, but planning ahead gives you far more control.
Ask when you apply. We cannot promise any specific equipment or vendor will qualify, so confirm the details of your offer.
That depends on your lease. Check what you may install, and who is responsible for removal, before you commit.
FICO 500 and above is considered, and the application uses a soft pull.
Yes. We review business bank statements for the business applying.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
