Forming a New York LLC is not finished when the state accepts your paperwork. The publication step has a deadline, a fee and a newspaper bill.
Apply Now →New York requires a newly formed LLC to publish a notice of its formation. Per guidance corroborated by compliance-service providers and tied to the Department of State, Division of Corporations, the notice must run once a week for six consecutive weeks, in one daily and one weekly newspaper published in the county where the LLC's principal office is located. The publication has to be completed within 120 days of formation, and the LLC then files a certificate of publication with the Department of State, which carries a $50 filing fee.
Always check the Department of State's current instructions before you act. Rules and forms are updated, and this page is a cash-planning guide, not legal advice.
The state filing fee is small. The newspapers are the variable cost. Publication prices are set by the publishers and vary by county and by paper, so two LLCs formed the same week can pay very different amounts. Because the cost depends on the county of your principal office, ask for quotes from the designated publications before you start rather than assuming a number from a forum post.
Skipping the last step is where problems start. The 120-day window is a hard deadline, so put it on your calendar the day you form.
New LLCs publish in their first months, when sales are lowest and setup costs are highest. A bill of a few hundred or more than a thousand dollars can hit at exactly the wrong time.
Insurance, software, permits, a business bank account, a website and professional fees all stack up. Publication is one more line, not the biggest, but one that cannot be skipped.
Budget it with the rest rather than treating it as a surprise.
We fund $25,000 to $5,000,000, in as little as 24 hours, and we read about three months of business bank statements, so a very new entity may not have enough history yet. Established businesses forming a new LLC, for example to open a second location, can often use their existing statements. We consider FICO 500 and above, require no tax returns, use a soft credit pull and take about five minutes to apply. Sole proprietors can apply.
The notice runs weekly for six weeks, and it must be completed within 120 days of formation.
The certificate of publication carries a $50 Department of State filing fee. Newspaper charges are separate and vary.
One daily and one weekly paper in the county of your principal office. Confirm eligible papers with the Department of State guidance or a publication service.
No. It is a planning guide. Confirm requirements with the Department of State.
On the New York Department of State, Division of Corporations website, which publishes the current publication requirements and forms.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score